Our Services

In the vast and sometimes confusing world of insurances, Alpha strives to provide a single solution for our customers.

Start With a Free Custom Quote

Get in touch with us and let us know what are your coverage needs.
Our team of experts will provide you with the best options and prices in the market. 

What Makes Us Alpha

Auto, Life, Property, Health, Annuities.

 

Auto Insurance

We offer several coverage options from numerous carriers to meet your needs and budget.

  • Personal
  • Commercial
    • Explanations of coverages
  • Bodily Injuries
  • Property
  • Uninsured motorist

Life Insurance

We offer customized plans that include term and/or whole life policies that provide you with the coverage you need at a price you can afford.

  • Whole Life
  • Term Life
  • Difference between the two.

Property

Wether you need to protect your home, rental or business, we have the right property insurance policy for you.

  • Hazard
  • Liability
  • Wind

Health

You can rely on us when choosing a health insurance plan. Our team of experts will walk you through your options and help you with group benefits, if needed.

  • Health
  • Vision
  • Rental
  • Short term disability
  • Long term disability
  • GAP
  • Life
  • Critical Illness

Annuities

We can help you set up a long-term, interest-bearing savings and disbursement plan that fits the needs of you and your loved ones.

Yacht & Boat Insurance

Be it out in open sea or parked at the marina, we will help you to get the right policy coverage for your Boat or Yatch that fits your needs.

 

    • Center Console Boats
    • Sportfishers
    • Triple / Quad / Quint Engines
    • Yachts & Mega Yachts
    • Owner / Operator
    • Crew Coverage
    • Charter / Commercial Coverage
    • Temporary Yatch Coverage
    • Fishing Gear Coverage
    • Excess Liability
    • Worldwide Navigation
    • Hurricane / Windstorm Coverage

Commercial Lines

Commercial insurance comes in many forms, and our experts are ready to help you navigate the different policies that you and your business needs to stay secured

Types of businesses

    • Dealerships
    • Hotels
    • Retail
    • Warehouses
    • Professional Offices
    • Consulting
    • Real Estate
    • Financial Services

Lines of businesses

    • General Liability
    • Property
    • Professional Liability
    • Workman’s Compensation

Frequently Asked Questions

Will a new roof lower my premium?

Although a new roof may lower your premium slightly if your existing roof was constructed before 2001, doing so can allow us to quote with more carriers, allowing for more competitive prices. Also, updating Roof to Wall Connections while updating your roof can help you save in your premium as well.

Why is my “Coverage A” less than what I am paying for the house?
Your Coverage A is calculated based on an estimate of what it would cost to rebuild your home in the event of a loss. The land your home sits on will always be worth something! So think of the difference of what you are paying to buy vs your coverage A as the cost of the land!
How can I lower my homeowner’s premium?

There are many ways! A great discount that everyone can add is installing a central reporting alarm system (an alarm that calls the police). Most of the time, the discount outweighs the monthly cost of service.

What should I choose as my deductible?
We always advice that you choose the maximum amount you are willing to come out of pocket in the event of a loss. Many times clients feel more comfortable knowing they have a lower deductible.
Are you hiring?
YES! We are always looking for great agents and customer service representatives to add to our team. Please email us at jobs@alphasurance.com to discuss our roles available in more detail!