A Trusted and Reputable Life Insurance Company

Life can get complicated at times, and sometimes, those unpleasant situations may lead to accidents that could put the lives of your loved ones, or even yourself, at risk. It’s important to think ahead and ensure that you and your peers are protected in one way or another. ALPHA Surance is a life insurance company that can help you ensure that your priorities are covered and that you can continue with your life, knowing that you and your loved ones are 100% protected.

After more than six years in the industry, the community has deemed us as one of the best life insurance providers in the Miami area. Get to know more about our services and what we can do for you.

Start Your
Custom Quote

We are here to make insurance EASY.
Let’s get started with some basic information.

Are you currently insured?

Trust our life insurance agents to guide you

Acquiring life insurance is not an easy process. You need to make sure that not only what you need is covered but also that the insurance policy that you are obtaining is appropriate for your current needs and budget. Each of our life insurance agents possesses the expertise to guide you through the process with patience and care – no judgment or pressure. Our team is here to make sure that you get the best deal based on your needs.

ALPHA Surance allows you to:

  • Ask all the questions you may have (and others that you probably did not even pop up in your mind) and their respective answers whenever you need to.
  • Get to know the whole process from beginning to end without complicated technicalities.
  • Receive the guidance you need from experts in the field, ensuring you make the right decision for you and your loved ones.

We are here to help you in any way possible. You can book an appointment today and learn more about what we can do for you.

life insurance

Life Insurance Miami: Why Choose ALPHA Surance  

If you’ve been struggling while trying to find life insurance in Miami, FL, especially one that is accustomed to your needs and current budget, ALPHA Surance is here to help you sort out all those issues and close the deal, knowing that you’ve made an informed decision.

Choosing ALPHA Surance allows you to enjoy life insurance services from experts who are looking forward to helping you ensure the safety of you and your loved ones. Here is why.

Obtain an adaptable plan

When it comes to life insurance, people have different needs. ALPHA Surance understands this, allowing you to obtain a personalized plan that covers your priorities and takes into account your unique situation to ensure that you obtain the best life insurance plan for your case. It’s important to ensure that your life remains balanced, and our company will help you ensure that the plan you find is comfortable for your needs.

Receive assistance from financial experts

When it comes to making important financial decisions, you should ensure you have the whole context regarding your economic situation. You should work with someone who is capable of understanding what matters to you and what your goals are for the future. ALPHA Surance understands these aspects and will guide you from beginning to end, ensuring that the plan you’ve chosen is tailored to your objectives and lifestyle.

Everything you need in one place

ALPHA Surance has been serving the community for over six years, allowing people to enjoy the best life insurance in Miami. We are a family life insurance company that can help you secure your assets and family, whether you need car insurance or life insurance in general. Anyone who’s trying to find «life insurance near me» can benefit from the offer that ALPHA Surance has in store for the people of Miami.

The best moment to get life insurance

It’s recommendable to get life insurance as soon as possible, especially if you’ve recently gotten married or have bought a new property, for example. Most people also take this decision whenever they are expecting a baby, as it adds additional protection to the family. If you have a life-changing event coming up or it’s already happening, maybe now is the time to get life insurance.

 

ALPHA Surance

ALPHA Surance is here to help you make this process as efficient and straightforward as possible, answering all the inquiries you may have and guiding you through the whole process.

You can choose between different types of life insurance depending on what you think would work best for you. Some people opt for term life insurance, which provides protection for a determined period, typically between 10-30 years. Others prefer permanent life insurance, which allows them to keep themselves protected throughout the entirety of their lives.

There are benefits and disadvantages to both options. ALPHA Surance will work together with you to ensure that you choose the best life insurance for your case. Every person lives a different life, but we are all exposed to risk. Obtaining life insurance can help you ensure that you and your loved ones possess some form of protection in a scenario where your lives could be at risk.

Have more questions? Get in touch with us.

Acquiring life insurance doesn’t have to be complicated. That doesn’t mean that it is easy or that you should just disregard it – this is an important decision that will affect your lifestyle for the years to come. That’s why ALPHA Surance wants to help you ensure that you’re making the best decision, providing you with all the information you need whenever you need it.

Regardless of the type of life insurance you’re looking for; our experts are here to help you ensure that you know what you’re obtaining and why it is the best decision you could make for your current financial situation.

Our customer support team is available for you from Monday to Friday during working hours. Be sure to contact us if you have further questions about what we can do for you and the types of life insurance policies you can obtain from our company.

Frequently Asked Questions

Who needs life insurance?

You may want to obtain life insurance if you have people who depend on you financially. This way, if something happens to you, that person (or group of people) may have a way to pay for the burial expenses, for example. 

Should I choose “term” or “permanent” life insurance?

While both options can benefit different groups of people, it depends on what you believe could work best for you. For example:

  • Term life insurance allows you to pay lower premiums, but you are only protected during a specific time period, which could be 10, 20, or even 30 years, depending on the company.
  • Permanent life insurance remains active throughout your life as long as you’re still paying for the premiums. You can also utilize the money in certain contexts later. 
What happens if I don't pay the premiums?

It’s typical for companies to offer policies that contain a 31-day period in which you can pay the premium without interest or penalties. If you do not pay for the premiums during this period, the company will terminate your policy. Every company is different, though. ALPHA Surance will inform you of these procedures during the contract process. 

Can I get life insurance if I have a serious health condition?

You are considered to be a “risky” individual if you possess a serious health condition. However, that doesn’t mean that you can’t get life insurance plans. You and your loved ones need to be prepared to pay for higher monthly premiums and for a reduced death benefit, though.

Start With a Free Custom Quote

Get in touch with us and let us know what are your coverage needs.
Our team of experts will provide you with the best options and prices in the market. 

Are you currently insured?

 We’re There When You Need Us

Phone

Open Hours

Mondays – Fridays

From 8AM to 6PM

Contact the ALPHA Surance team today! Let us know your specific insurance needs, and our team of experts will assemble the policy that best suits you.

Copyright © 2024 Alpha Surance. All Rights Reserved | Site designed by 360Strat